Welcome to Saija

Saija Finance Private Limited is the only NBFC-MFI (Non Banking Finance Company – Micro Finance Institution) to be based in the state of Bihar, with its head quarter in Patna, the state capital.

Saija was formed with a focus on providing microfinance services to urban and rural poor, as well as micro and small businessmen, in the underserved geographies of Northern & Eastern India, starting with Bihar. The geographic regions served by Saija are amongst the poorest in India and also are grossly underserved by formal financial institutions. Saija today serves 70,042 clients across 9 districts of Bihar & Jharkhand, operating with 25 branches.

Saija was conceptualised and founded by Mr. Shashi Ranjan Sinha and Ms. Rashmi Sinha in April 2007. Mr. Sinha has a hugely successful track record and a wealth of experience in banking, housing finance and insurance sectors while Mrs. Sinha is a seasoned professional in the field of human resources.

Saija over the years has emerged as a strong value-based and systems-driven company with a high level of customer focus, strong corporate governance and sound ethical practices. As such, Saija is uniquely positioned to bring organized financial services to a large number of poor clients who otherwise would not have access to credit and other financial services on attractive terms. Saija has aggressive plans to expand, and targets to reach over 3 lakh clients by the year 2019.