• Bihar has a population of 104 million (9% of Indian population) with 46.5% living below the poverty line, with a population density of over 1000 per square kilometer
  • 70% of Bihar’s population is potential microfinance client
  • There is very low market penetration of MFI despite high demand with 86% of the population remaining un-served
  • Saija remains the only Microfinance NBFC headquartered in Bihar
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