Mr. Atul Bhola – Senior Vice President & Financial Controller
Joined SAIJA in November 2017 and is currently heading the Finance department. He is a Chartered Certified Accountant (ACCA, U.K) and ACMA, CGMA (CIMA, U.K). He has more than 14 years of experience in the field of Finance, Accounts, Taxation and Corporate Planning. His robust experience spans across industries such as Financial Services, Construction and Food Retail. In the past he has worked with organizations such as Religare Enterprises Limited, Laing O’Rourke and Jubilant FoodWorks Limited (Domino’s Pizza India). .

Vasudha Goel
Ms. Vasudha Goel – Sr. Vice President -Controller of Client Servicing

Vasudha is born and brought up in Delhi. She holds a BA degree from Lady Shriram College, Delhi University and a MBA from Amity University. She has over 19 years work experience in Retail Branch Banking. She joined as a Trainee and worked her way up to a Leadership role during her 19 years stint with HDFC Bank. Her core competencies include Team Management, Business expansion, Operations and Compliance. She has worked across various levels to increase Branch expansion and Market share. She is a highly organized and detail – oriented professional with a knack for improving efficiency, productivity and organizational consistency.

Mr. Rajnish Kumar DVP – Commercial Bihar State

Joined SAIJA in September 2012. He is heading the Commercial Team (Business Head) in Uttar Pradesh. He is specialized in business expansion, PAR control and OD recovery.  He has an experience of more than 10 years in banking and micro-finance sector and is an MBA with specialization in Marketing and Finance. Prior to Joining SAIJA, he was with Satin Credit care Network limited where he was looking after internal audit and risk management function of the company. He has also worked with ICICI Bank with credit team of Business Lending Group

Mr. Rakesh Bharati – AVP, Quality

Joined SAIJA in October 2017. He is heading the Quality department. He is an MBA from Pune University and has an experience of more than 8+ years in Micro Finance Industry. Prior joining SAIJA, he has worked with Ujjivan Small finance bank in Customer service and Distribution team in various geographical areas like Bangalore, Pune, Nagpur, Chhattisgarh.and New delhi.

Mr. Manish Singh Thakur – AVP – IT

Joined SAIJA in February 2011. He is an IT professional with an experience of over 9 years, presently heading the IT  department. Earlier employed with Xenitis Group Ltd, his core strengths are managing IT infrastructure, Server and Network side Administration developing business systems for the organization with different verticals. He has several   global technical certifications from organizations like Red Hat, Microsoft, and Cisco. He is an M.Tech in Computer Science and has done Master in Computer Science from Karnataka University and has also done Post Graduate Diploma in IT Infrastructure Management from SMU.

Mr. Priyam Khare – Senior Manager (Operations)

He is looking after operation, non financial linkages (NFL) and Microfinance + activities. An MBA from Indian Institute of Forest Management (IIFM) and a graduate in Business Administration. He Joined SAIJA in December 2017. Earlier employed with Sahayog Microfinance Ltd, have an experience of 4.5 + years of experience in the industry. He has experience in credit, operations, policy formulation, budgeting, microfinance + initiative and training.


Mr. MD Tofique Alam – AVP Commercial
Joined SAIJA in July 2016. He is heading the Commercial Team (Business Head) in Jharkhand. He has an experience of 4 years in Internal Audit. He has done PGDM Finance from XISS. Prior to Joining SAIJA, he was with Samunnati Financial Intermediations and IFMR Rural channels where he was looking after the internal audit. He has also worked with ICICI Securities as a relationship manager.

Mr. Vineet Tyagi – Senior Manager, Human Resource
Joined SAIJA in Oct 2017 and is currently heading the Human Resource and Training Department. He is MBA in HR and Marketing from UP Technical University Lucknow. He has more than 9 years’ of experience in Retail and Manufacturing Industry and worked with Sharda Exports, Bharti- Walmart and Escorts Agri Machinery..

Mr. Neeraj Sharma – Senior Manager-Internal Audit
He joined Saija financial Pvt Ltd in January 2018 and currently handling Risk & Internal Audit department. He has more than 9 year of experience in internal audit, Risk and fraud investigations. He is AML/KYC certified from IIBF & completed his MBA from SMU. In past, He has worked with financial companies such as Religare finvest limited and Fino paytech pvt ltd.

Mr. Vinod Chauhan
Joined Saija in February 2018 and is currently heading the Resource department. He is an MBA in Finance, from Entrepreneurship and Management Processes International Business School, India and France. He has more than 9 Years of experience in the field of Corporate Finance, Treasury, Project Finance ,Fund Raising and Financial Planning and Analysis. His robust experience spans across industries such as Banking, Airport Infrastructure, Oil & Gas and IT. In the past he has worked with Bank of America (US based Bank) Yes Bank, GMR Airports Limited, SANMARG Projects Pvt. Ltd and ACS Global Tech solutions Pvt Ltd (US Based IT Company).


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