Welcome to SAIJA
SAIJA Finance Private Limited is the first NBFC-MFI (Non-Banking Finance Company – Micro Finance Institution) to be based in the state of Bihar and has completed 10 successful years of its operations. The company has its headquarters in Patna and Registered office in New-Delhi.
SAIJA was formed with a focus on providing microfinance services to urban and rural poor, as well as micro and small businessmen, in the underserved geographies of Northern & Eastern India, starting with Bihar. The geographic regions served by SAIJA are amongst the poorest in India and also are grossly underserved by formal financial institutions. SAIJA today serves 1,20,010 clients across 61 districts of Bihar, Jharkhand, Uttar Pradesh, Punjab and Haryana operating with 101 branches. SAIJA was conceptualized and founded by Mr. Shashi Ranjan Sinha and Ms. Rashmi Sinha in April 2007.