To bring more transparency in our lending process and to reduce the turnaround time we initiated cashless disbursement a way back in 2018 with a view to make the process more viable and hassle free.
Saija has made its collections cashless by collaborating with Fing Pay and Pay U. The digital service has further extended with the initiation of Static QR and at present our digital repayment is more than 50% - very rare in the Microfinance space. We are also in touch with Airtel Payment Bank to onboard us at BBPS (Bharat Bill Payment System) platform. It will increase the visibility of SAIJA on different payment App.


Saija has a friendly & open culture where employees are valued & recognized for their contribution. At Saija we perceive Transparency, Discipline, Excellence and Social Responsibility as the Key Ingredients for SAIJAITES. We value Human Capital as our most important and vital asset. We are constantly striving towards creating a learning culture which contributes towards development, motivation and growth of employees within the organization.
To make Saija more Vibrant we conduct Employee Engagement Program to bring more bonhomie and togetherness across Saija. We at Saija believe in transparency and conduct regular meetings with the branch team to promote positive vibration at the ground level & also to bring more clarity on the goals and objectives of Saija. We also conduct a regular Reward & Recognition ceremony every month to recognize the good work of the Front Line Managers. This kind of recognition is another form of Motivation where employee feels more connected to the goal of the organization
We at Saija believe in celebrating life on each occasion. We have conducted many activities on the eve of the National Festival like Independence Day, Republic Day, Women’s Day, Holi, Diwali, Christmas etc. We also organize Potluck at our premises to bring more closeness amongst the team members


“SAIJA SWACHH ABHIYAN” (Clean Branch Mission) .This is in line with the Swachh Bharat Abhiyan (Clean India Mission) launched by our Prime Minister to promote cleanliness at Branch premise. We organized Branch Swacch Abhiyaan to bring awareness in terms of branch Hygiene


We conduct regular Mass Awareness Program on Financial Literacy for our women clients where we educate our clients on savings habit, on how to curb unscrupulous expenditure, Benefits of Aadhaar card, Jan Dhan Yojana and digital payment


We at Saija are more inclined towards Community Development and organized a FREE HEALTH CAMP for our clients and their families in the state of Bihar at Purnia, Dholi, Masrakh & Darbhanga in coordination with MFIN. We believe that happy and healthy clients are vital for this business . “Saija Finance Private Limited has donated Rs11.92 lacs to the PM-CARES Fund on June 29, 2021 in pursuance of its Corporate Social Responsibility under the provisions of Companies Act, 2013. We feel proud to be part of this prestigious fund of the government which aims at strengthening the fight against COVID-19.”