miles1 SAIJA Vikas gets registered as a society First loan product SAIJA Karobar Rin launched SAIJA disburses its first loan to SKR clients
208 SAIJA Finance Private Limited formed as a Non Banking Finance Company (NBFC) in April Loan portfolio of SAIJA Vikas transferred to SAIJA Finance Pvt Ltd Technical assistance agreement with Accion International Second loan product SAIJA Mahila Rin launched
09 Equity Investment from Accion Branch and Head Office separated with two branches in Patna District Expansion outside Patna district
10 Installation of state-of-the-art MIS software OMNI Enterprise. Three new branches opened
11 Partnership with IFMR trust Launch of Cashless transaction in partnership with EKO
12 Equity infusion from Accion and Pragati Rated A for Code of conduct Assessment by Access Assist sponsored by SIDBI
13 SAIJA is identified by SIDBI for support under their DFID sponsored PSIG (Poor State Inclusive Growth) Programme SIDBI invests INR 300 lakhs in the form of Optionally Convertible Preference Shares (OCPS) SAIJA entrusts  Tower Watson for restructuring compensation and performance management system Agreement with IFC for providing technical assistance
14 SAIJA is one of the three state companies in Bihar’s Innovation Forum list of 67 finalists identified for high impact innovation Recognized by CRISIL as one of the emerging MFIs in the recently published report – “India’s 25 Leading MFIs” SAIJA is graded MF2 by ICRA which implies high sustainability of operations SAIJA expands into Jharkhand
15 SAIJA expands into Uttar Pradesh Awarded with Skoch Order of Merit Award-2015 for its exemplary work done in the field of Financial Inclusion and OMNI enterprise implementation
15  ICRA has rated high ( SP2 +) in Social Performance Assessment Successful implementation of solar energy program with TA support from USAID
15  Implementation of Progress out of poverty Index (PPI). SAIJA expands their operation in Haryana. SAIJA has been rated BBB (-) by ICRA. Technical Assistance by Blue Orchard for capacity building. Fresh equity fusion of by ACCION & Pragati. Repayment collection punching through Tab technology started in Jharkhand
15 SAIJA expanded its operation in Punjab