Joined in Nov’20. Mr. Ashraf is a Post Graduate in HR from Xavier Institute of Social Services, Ranchi. He is working for the last 16 years in the HR function.He has worked in various organizations namely Vedika Credit Capital Ltd., HDFC Bank and Bharat Financial Inclusion Ltd (Erstwhile SKS Microfinance).
Saija Finance Private Limited is a Non Banking Finance Company (NBFC) formed in 2007 with a focus on providing microfinance services to the urban and rural poor, as well as micro and small businessmen in the underserved geographies of Northern & Eastern India, starting with Bihar. Saija has wide footprints in the northern and eastern parts of the country viz. Bihar, Jharkhand, Uttar Pradesh, Punjab and Haryana. It is also a member of MFIN, SADHAN & UPMA who are self-regulatory microfinance bodies.
