Mr. S. Viswanathan is a senior banking professional with about 40 years of experience in Credit Risk, Corporate Banking, Stressed Asset Management, Private Banking, Internal Audit and Compliance. He is, currently, a freelance consultant advising a SEBI registered Angel Fund and some start-ups in the financial sector. Prior to his superannuation, he was heading the Compliance function of ING Vysya Bank Ltd (since merged with Kotak Mahindra Bank Ltd) and continued as an adviser on Compliance matters to Kotak Mahindra Bank for a year. In his earlier roles, he was heading the Private Banking vertical and the Mid Corporate segment of ING Vysya Bank for six years each. He has led complex cross- functional teams and worked in both client-facing and risk underwriting roles. With strong domain knowledge and a deep understanding of the client requirements in the evolving markets of Private Banking and Corporate Banking, he has played a major role in designing products, customizing reports to make it more meaningful and customer friendly. He has excellent working relations with corporate, High Net worth Individual clients, peers in the banking industry and regulators. The stint at Industrial Investment Bank of India especially, gave him a deep insight into stressed asset management.

Shri Viswanathan is presently an Independent Director on the Board of Principal Trustee Company Pvt. Ltd. He is also a member of the Audit Committee of the Board. He was an Independent director in Dvara KGFS, a NBFC for 4 years from July17-July 21. At the NBFC, he chaired the Risk Management Committee and the Audit Committee of the Board. He was instrumental in framing a comprehensive Enterprise – wide Risk policy for the NBFC.

Shri Viswanathan is a Bachelor in Commerce (Honours), a qualified Company Secretary and a certified associate of the Indian Institute of Bankers.