Sadhna Sinha ,Tailoring, Group : Hari Om
“SAIJA has been a boon for me and my family. I have been able to improve my standard of living with the loan provided by SAIJA. Earlier I used to work for other vendors but with the first loan from SAIJA, I bought my own sewing machine through which I started my own business. With the help of second cycle loan, due to increased demand, I bought one more machine and employed two workers for the same. Now, I am able to take orders & meet demands from 4 shops and earn good profits. As my daughter’s wedding is round the corner, I’m not planning to diversify my small establishment rather I would again utilize the loan amount in getting the raw materials. My husband is a clerk and has supported me in growing my small business. With our joint efforts and continuous support provided by SAIJA, we have been able to grow our business and living standards.”readmore

Md. Zamruddin Alam  : Mobile Repairing Center, Group : Rukshana

;za“I joined SAIJA in 2010 and put the loan of Rs. 25000/-, which I got, in my business which was 4 years old at that time. I used to sell mobile parts and repair them as well. Now, due to support from SAIJA, I have expanded my business. I have a staff to look after the business when I am required to move from place to place for repairing mobiles at other centers as well. My small family has seen many ups and downs in life but now, I with my mother, wife and a 3 years old son, live happily and expect the relationship with SAIJA to continue for longreadmore

Rama shankar Chaudhary :  Plastic utensils & stationary, Group : Kalyani
rama“Loan from SAIJA helped me expand my business. Earlier I had a very small shop with very less varieties of stuffs. But, after receiving the loan from SAIJA I bought new and variety stuffs for my shop, as it is a very competitive market. With expansion in my business, my sale increased and with the increased sales my income became good, which finally led me and my family to a better living standard. I am very thankful to SAIJA.”readmore

Asma Khatoon :Bangles Manufacturing , Group : Muskan
She says that “SAIJA has been a boon for poor people like us. With the loan I borrowed from SAIJA, I have been able to expand and take my bangles’ business to next level and get more benefits out of it. I and my all group members are very thankful to SAIJA for being there with us when we needed investment for our small businesses readmore

Brahmchari Shwarnlata :Clothes Wholesale, Group : Vaibhaw Laxmi

bramc“Being the only child of my parents I had to shoulder many responsibilities. In order to meet the same, I started selling garments on a very small scale. With the assistance from SAIJA which provided the initial loan of Rs.8000, I switched to wholesale selling. The business improved and apart from ensuring better living standards, I also got my children admitted to good schools. I subsequently took second and third cycle loan and also took my business to more profitable levels. Saija helped me in getting a better and respectable life for myself and my family.”readmore

Mrs. Shushila Devi :General Store, Group : Om Sai Center
According to her, SAIJA Finance has helped her in growth of her business, better living standards for her family and a greater level of confidence in her. She further mentioned that, she would always strive to be a good client and maintain a sound and long relationship with SAIJA.readmore

Kausalya Devi :Fruit Hawker, Group : Jai Mata Di
Kausalya Devi sells fruits for a living. With a small loan of Rs.5,000/- as working capital she purchases fruits from the wholesale market and sells it at a profit. This loan has increased her stock, business and the resultant profits. The quick sanction of loan from SAIJA has reaffirmed her faith in Microfinance as she has been trying to borrow from other sources for the one year with no success.readmore




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